Merchant Accounts For Web Design & Development

Merchant Accounts For Web Design & Development

An Overview

Web Design & Development Credit Card Processing

Why We Proudly Accept Web Designers And Developers As Merchants (Even When Many Processors Don’t)

Many credit card processors do not accept web design and development businesses, primarily for two reasons:

  1. The first is historically, some less-than-reputable design agencies have had a high proportion of their credit card charges disputed. That is, the web design client initiated a chargeback on the amount charged by the web design company. Because of a relatively small number of these “bad apples,” many credit processing companies simply will not work with web designers or web design firms. Nor will they accept coders, programmers, or web development firms, who have been historically lumped into the same category.
  2. The second reason many merchant account companies will not accept web designers or developers as merchants, is that the nature of the product/service is “big ticket,” that is, high dollar charges. High ticket charges, especially if they occur infrequently or on a non-recurring basis, are often considered “high risk” by service providers who mainly serve the physical retail market.

Soar Payments, by contrast, has been proud to serve web designers and developers since our company’s inception. Our extensive relationships with credit card processors and sponsor banks who specialize in underwriting businesses with increased chargeback exposure, enables us to confidently support these businesses (including solo designers and programmers). Moreover, our fully integrated chargeback and fraud prevention solutions, uniquely position Soar Payments to help protect our merchants from some of the inevitable risks endemic to this industry.

Web Design Ecommerce & CRM Software Integrations

Enjoy Seamless Integration With Leading Web Design Ecommerce & CRM Software Suites:

Soar Payments web design & development merchant accounts, either directly or via a payment gateway, are compatible and integrate with the following ecommerce, CRM and marketing automation platforms:

Shopify, WooCommerce, BigCommerce, Magento, Volusion, ZohoCRM, Salesforce, ClickFunnels, InfusionSoft, and OntraPort.

We’re Also Compatible With Many Other CRM & Software Suites.

Soar Payment’s web design & development merchant accounts can be integrated with most other software or CRM platforms which are compatible with the, NMI, or USAePay payment gateways.

Member Organizations

Frequently Asked Questions

Here are common questions specific to web design and development merchant accounts:

  • What types of web design and development industry businesses do you accept?

    Soar Payments accepts a wide range of retail, eCommerce and mobile-based companies within the web design and development industries. These include web design agencies, solo designers, web development agencies, coders and programmers who work as independent contractors, as well as related companies that specialize in audio/visual, multimedia, PPC/AdWords/Facebook Ads, local marketing and reputation management, eCommerce/shopping cart consulting, web hosting, and so on.

  • Is there a transaction ceiling for web design and development merchant accounts?

    We know that web design and development services often cost thousands if not tens of thousands of dollars, and being able to accept credit card payments ensures your business can complete sales it might not otherwise make. Therefore, we let you tell us how much your high ticket products cost when you apply for a merchant account, and when an underwriter reviews your application, it will be reviewed with your business’ specific transaction ceiling in mind.

  • What criteria does my web design or development business need to meet, to be approved for a merchant account by Soar Payments?

    To be approved, web design or development businesses must meet the the following criteria: must not offer tech support services, or virus support / software; must not make outbound calls to obtain customers (inbound marketing only); must have chargeback ratio below 2%; must be based in the USA (and owners must also themselves be based in the USA); must be able to supply 2-3 previously designed web site examples (completed client projects); subscription length must be 12 months or less (no subscriptions over 12 months).

Want more information? Click here to read our extended list of our FAQ.

Our friendly Customer Support Team is standing by to approve your application

Types Of Web Design & Development Merchant Accounts

Soar Payments offer a full-spectrum of merchant services to boutique web design agencies, solo coders / programmers, and other businesses in the web development industry. These include:

Retail Payments

A retail merchant account for web design and development enables businesses to accept face-to-face debit and credit card payments via a traditional credit card machine or point of sale system.

Ideally suited to a storefront or retail setting with reliable internet access, retail web design credit card processing accounts typically have the lowest chargeback and fraud risk and as a result are afforded the lowest credit card processing pricing.

PAX A920 Terminal

Mobile Payments

A mobile merchant account for web design and development enables your business to accept face-to-face credit and debit card payments via a swiper (included with each account) that plugs into your mobile phone or iPad.

Appropriate for businesses that frequently conduct face-to-face sales outside of a storefront, such as at trade shows or networking events, mobile accounts are priced similarly to retail, due to their lower chargeback risk.

Virtual Terminal Payments

Also called a payment gateway merchant account, a virtual terminal enables businesses to accept payments over the phone, via mail, or typed into a computer (without needing outside equipment).

A web design payment gateway account is ideal for businesses that accept payments over the phone, or via mail order. Virtual terminal payments are particularly vulnerable to fraud, therefore Soar Payments offers integrated chargeback protection.

eCommerce Payments

An eCommerce web design merchant account allows you to accept credit card payments via your website’s online shopping cart.

Our eCommerce credit card processing accounts integrate seamlessly with most major payment gateways and shopping cart software, making setup simple. Web design and development service payments are vulnerable to fraud and chargebacks, consequently, we offers pre-integrated fraud protection technology.

The Payments & Fintech Podcast : Industry Spotlight

Building Startup Dev Teams With Timothy Partasevitch

One of the keys to success in web design and development is having an elite team of developers.

On this episode, Timothy Partasevitch, Chief Growth Officer for Smart IT joins to break down the keys to building a winning dev team for any fintech (or other business) needs.

PayPod Logo

Our podcast explores the fast-changing world of payments and fintech through interviews with thought leaders around the world. From credit card processing to bitcoin, and digital banks to finance software… we cover it all!