SoarPay Is The #1 Choice For Web Development & Design Merchant Services.
- Instant Online Quote. When you submit your application, you’ll get an instant price quote to DocuSign. No offline paperwork, no faxes, no waiting.
- Industry Minimum Pricing. You will automatically receive Industry Minimum Pricing in your online quote. No more frustrating haggling with sales reps.
- USA-Based Customer Support. When you call or email, you’ll always speak to our friendly support team, based in Houston, TX.
Web Design & Development Credit Card Processing
Why We Proudly Accept Web Designers And Developers As Merchants (Even When Many Processors Don’t)
Many credit card processors do not accept web design and development businesses, primarily for two reasons: (1) The first is historically, some less-than-reputable design agencies have had a high proportion of their credit card charges disputed. That is, the web design client initiated a chargeback on the amount charged by the web design company. Because of a relatively small number of these “bad apples,” many credit processing companies simply will not work with web designers or web design firms. Nor will they accept coders, programmers, or web development firms, who have been historically lumped into the same category. (2) The second reason many merchant account companies will not accept web designers or developers as merchants, is that the nature of the product/service is “big ticket,” that is, high dollar charges. High ticket charges, especially if they occur infrequently or on a non-recurring basis, are often considered “high risk” by service providers who mainly serve the physical retail market.
Soar Payments, by contrast, has been proud to serve web designers and developers since our company’s inception. Our extensive relationships with credit card processors and sponsor banks who specialize in underwriting businesses with increased chargeback exposure, enables us to confidently support these businesses (including solo designers and programmers). Moreover, our fully integrated chargeback and fraud prevention solutions, uniquely position Soar Payments to help protect our merchants from some of the inevitable risks endemic to this industry.
Questions? Call Our Team: 1 (888) 225-9405
Types Of Web Design & Development Merchant Accounts
A retail merchant account for web design and development enables businesses to accept face-to-face debit and credit card payments via a traditional credit card machine or point of sale system.
Ideally suited to a storefront or retail setting with reliable internet access, retail web design credit card processing accounts typically have the lowest chargeback and fraud risk and as a result are afforded the lowest credit card processing pricing.
A mobile merchant account for web design and development enables your business to accept face-to-face credit and debit card payments via a swiper (included with each account) that plugs into your mobile phone or iPad.
Appropriate for businesses that frequently conduct face-to-face sales outside of a storefront, such as at trade shows or networking events, mobile accounts are priced similarly to retail, due to their lower chargeback risk.
Also called a payment gateway merchant account, a virtual terminal enables businesses to accept payments over the phone, via mail, or typed into a computer (without needing outside equipment).
A web design payment gateway account is ideal for businesses that accept payments over the phone, or via mail order. Virtual terminal payments are particularly vulnerable to fraud, therefore Soar Payments offers integrated chargeback protection.
An eCommerce web design merchant account allows you to accept credit card payments via your website’s online shopping cart.
Our eCommerce credit card processing accounts integrate seamlessly with most major payment gateways and shopping cart software, making setup simple. Web design and development service payments are vulnerable to fraud and chargebacks, consequently, we offers pre-integrated fraud protection technology.
Frequently Asked Questions
- What types of web design and development industry businesses do you accept?
Soar Payments accepts a wide range of retail, eCommerce and mobile-based companies within the web design and development industries. These include web design agencies, solo designers, web development agencies, coders and programmers who work as independent contractors, as well as related companies that specialize in audio/visual, multimedia, PPC/AdWords/Facebook Ads, local marketing and reputation management, eCommerce/shopping cart consulting, web hosting, and so on.
- Is there a transaction ceiling for web design and development merchant accounts?
We know that web design and development services often cost thousands if not tens of thousands of dollars, and being able to accept credit card payments ensures your business can complete sales it might not otherwise make. Therefore, we let you tell us how much your high ticket products cost when you apply for a merchant account, and when an underwriter reviews your application, it will be reviewed with your business’ specific transaction ceiling in mind.
- What chargeback and fraud protection technology do you offer to protect my business?
We offer all of our clients a full range of chargeback and fraud prevention technology, however, web designers and developers face unique risks, and therefore we offer them customized solutions.
Web design and development businesses need a robust system in place to prevent fraudsters from using stolen credit cards. For example, your web design business may be targeted by criminals using stolen credit cards who attempt to purchase licensed art work or IP to resell it elsewhere. Identifying the actual identity of the person making the purchase and making sure it matches their credit card is therefore integral for web design businesses. To address that need, we offer web design and development businesses a specialized payment gateway which positively identifies the person making the purchase, and makes sure it matches the credit card’s owner. Not only does this minimize fraud, it also better ensures that your business is successful in the event that a chargeback dispute arises.
How Does The Application Process Work?
Step 1. Apply Online
Complete the online application process (it takes 5 minutes). Click here to begin.
Step 2. Get An Instant Quote
You’ll instantly receive a quote with Industry Minimum Pricing to DocuSign.
Step 3. Start Accepting Payments
Our Houston based Customer Support Team will help you get set up, fast and easily.
Click Here to Apply Online Now. It takes about five minutes, and you’ll receive an instant price quote to DocuSign.