Merchant Accounts For Non-Profit 501(c)(3) Businesses

SoarPay offers credit card processing solutions for non-profits.

Why We Proudly Offer Solutions for Non-Profit Businesses

Non-profit (501c3) businesses such as religious organizations, charities dedicated to causes such as poverty elimination, environmental protection, education, childcare, and more, are incredibly important. Sometimes non-profits can have trouble getting merchant accounts to process payments for a number of reasons:

Non-Profit 501(c)(3) Credit Card Processing

  1. New non-profits may have owners/operators who have never previously had a merchant account. In some cases banks and processors might be hesitant to approve a first time applicant.
  2. Some non-profits want to set up recurring billing for their supporters. This can sometimes lead to increased chargeback risk if customers forget about their monthly donation.
  3. Some non-profits want to process transactions online or over-the-phone. These “card not present” transactions are considered higher risk and can lead to more difficulty in getting approved.

Unlike some banks and other payments businesses who struggle to work with non-profits, Soar Payments, has consistently offered solutions for the non-profit industry since our founding. Our extensive relationships with credit card processors and sponsor banks who have the capability to underwrite regulated industries, in addition to our integration of chargeback and fraud prevention software, uniquely positions Soar Payments to provide nonprofit businesses with stable, effective, long term credit card processing solutions.

Click Here to Apply Online Now. It takes about five minutes, and you’ll receive an instant price quote to DocuSign.

Frequently Asked Questions for Non-Profit 501c3 Credit Card Processing

Here are common questions specific to nonprofit merchant accounts:

What types of nonprofit businesses do you service?

Soar Payments offers merchant processing solutions for a wide range of retail, eCommerce and mobile-based nonprofits. These include Religious, Educational, Charitable, Scientific, Literary, Testing for Public Safety, nonprofits that Foster National or International Amateur Sports Competition, or Prevention of Cruelty to Children or Animals Organizations.


Do I need to provide supporting documents which confirm my organizations 501c3 status?

Yes. When you submit your application, the banks require proof of your organizations 501c3 status and good standing. If you cannot provide this, then unfortunately we would not be able to move forward with approval of the merchant account.


Do you accept non-profits which want to process payments online?

Absolutely! If your nonprofit wants to process payments on your website, or via a virtual terminal (over the phone, or emailing invoices to supporters) then we absolutely can work with you. Soar Payments specializes in offering businesses who wish to process “card not present” transaction merchant account options.

Have another question? Click here to read our full FAQ.

Other Questions? Call: 1 (888) 225-9405


Types of Non-Profit 501(c)(3) Merchant Accounts

Soar Payments offers a full-array of merchant accounts to nonprofit (501c3) organizations. These include:


A retail merchant account for nonprofits enables businesses to accept face-to-face debit and credit card payments via a traditional credit card machine or point of sale system.
Ideally suited to a storefront, office, or retail setting with reliable internet access, retail apparel credit card processing accounts typically have the lowest chargeback and fraud risk and as a result are afforded the lowest credit card processing pricing.

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A mobile merchant account for non-profits enables your organization to accept face-to-face credit and debit card payments via a swiper that plugs into your mobile phone or iPad.

Appropriate for NPOs that frequently conduct face-to-face sales or accept donations outside of a storefront, such as at charity drives, mobile accounts are priced similarly to retail, due to their lower chargeback risk.

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Virtual Terminal

Also called a payment gateway merchant account, a virtual terminal enables non-profit organizations to accept payments over the phone, via mail, or typed into a computer (without needing outside equipment). They also have invoicing solutions which allow the merchant to email an invoice to the customer, which they can pay online.

A non-profit payment gateway account is ideal for organizations that accept payments/donations over the phone, or via mail order. Virtual terminal payments are particularly vulnerable to fraud, therefore Soar Payments offers integrated chargeback protection.

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An eCommerce nonprofit merchant account allows you to accept credit card payments via your website’s online shopping cart.

Our eCommerce credit card processing accounts integrate seamlessly with most major payment gateways and shopping cart software, making setup simple. Online non-profit (501(c)(3) payments are vulnerable to fraud and chargebacks, consequently, we offer pre-integrated fraud protection technology.

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Our Personal Guarantee

Soar Payments offers every client three guarantees (whether your business specializes in online non-profit sales, or retail sales):

  1. Instant Online Quote. When you submit your application, you’ll get an instant price quote to DocuSign. No offline paperwork, no faxes, no waiting.
  2. Industry Minimum Pricing. You will automatically receive Industry Minimum Pricing in your online quote. No more frustrating haggling with sales reps.
  3. USA-Based Customer Support. When you call or email, you’ll always speak to our friendly support team, based in Houston, TX.


How Does The Application Process Work?

Step 1. Apply Online

Complete the online application process (it takes 5 minutes). Click here to begin.

Step 2. Get An Instant Quote

You’ll instantly receive a quote with Industry Minimum Pricing to DocuSign.

Step 3. Start Accepting Payments

Our Houston based Customer Support Team will help you get set up, fast and easily.

Our friendly Customer Support Team is standing by to approve your application:

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