Merchant Accounts For Clothing Stores & Online Apparel

Merchant Accounts For Clothing & Apparel Stores

An Overview

SoarPay offers credit card processing solutions for clothing and apparel stores.

Why We Proudly Offer Solutions for Apparel Industry Businesses (Even When Many Processors Don’t)

Many merchant services companies do not work with apparel industry businesses, for three primary reasons:

  1. Many clothing and apparel businesses sell their goods primarily through Internet distribution. Internet sales are often perceived as “high risk” within the merchant services industry because the card and cardholder are not present.
  2. Many clothing and apparel businesses have a moderately high chargeback rate, due to the high incidence of returns, exchanges, and sizing-related customer service issues within this retail sector.
  3. A few “bad apple e-retailers” within this sector have given the industry a bit of a black eye (in the context of merchant services).

Due to these three risks, many merchant services providers decline to accept any clothing and apparel business, whether they operate as an online store, a physical retailer, or even a manufacturer, wholesaler, or distributor.

Soar Payments, by contrast, has consistently offered solutions for the clothing and apparel industry since our founding. Our extensive relationships with credit card processors and sponsor banks who have the capability to underwrite regulated industries, in addition to our integration of chargeback and fraud prevention software, uniquely positions Soar Payments to provide retail, e-tail, and wholesale clothing businesses with stable, effective, long term credit card processing solutions.

Member Organizations

Frequently Asked Questions

Here are common questions specific to clothing and apparel merchant accounts:

  • What types of clothing and apparel businesses do you service?

    Soar Payments offers merchant processing solutions for a wide range of retail, eCommerce and mobile-based businesses related to clothing and apparel. These include your typical brick-and-mortar apparel retailer (including specialty boutiques, consignment shops and second-hand stores), as well as online retailers of clothing and accessories, plus other B2B apparel businesses including artisans and clothing manufacturers, wholesalers, and distributors.

  • Is Soar Payments compatible with my existing POS (Point Of Sale) or shopping cart software?

    Established clothing businesses typically have a preferred eCommerce or Point Of Sale (POS) software platform they use. Because Soar Payments works with most major payment gateways (including, USAePay and NMI), our apparel merchant accounts integrate with most popular software suites used by clothing and apparel businesses including Shopify, WooCommerce, BigCommerce, Magento, and WordPress.

  • Do you accept dropshipping businesses in the clothing and apparel industry?

    Soar Payments partners with some of the best banks and processors in the merchant services industry to offer solutions for dropshipping clothing and apparel businesses. If you have a business that sells apparel online using dropshipping, then Soar Payments can provide access to processing partners who will work with dropshipping businesses like yours.

Want more information? Click here to read our extended list of our FAQ.

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Types of Clothing and Apparel Merchant Accounts

Soar Payments offers a full-array of merchant accounts to online, brick-n-mortar, and other businesses in the clothing industry. These include:

Retail Payments

Retail businesses can choose from a traditional credit card terminal, wireless, or point of sale system. Whatever you choose, our retail merchant accounts will have you accepting credit and debit cards faster, and for less.

Mobile Payments

​Want “on the go” mid or high risk credit card processing? Our mobile pay options are for you. Choose between iPad or mobile phone credit card swipers, compatible with both iPhone and Android devices.

Virtual Terminal Payments

Accepting payments over the phone, mail or typed in on your laptop  is easy with our virtual terminal merchant accounts.  No equipment needed. Just log in to your virtual terminal, and type in the customer’s credit card.

eCommerce Payments

Selling online? Our easy to use payment gateways are compatible with, and simply plug in to most major shopping carts. Our mid and high risk merchant accounts are streamlined for eCommerce businesses.

The Payments & Fintech Podcast

The latest happenings in the worlds of payments and fintech impact all kinds of businesses and industries. If you want to offer your customers the best experience around payments, or just want to learn about financial services that could help your business... PayPod: The Payments And Fintech Podcast has you covered!

Each episode, you’ll hear an interview directly with a leader from the payments and fintech industries. We talk with fintech entrepreneurs, security experts, mobile developers, eCommerce pros, and more…

From credit card processing to bitcoin… from retail POS systems to cutting edge digital payments tech… merchant accounts and mobile checkout… we cover it all!

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Our podcast explores the fast-changing world of payments and fintech through interviews with thought leaders around the world. From credit card processing to bitcoin, and digital banks to finance software… we cover it all!