SoarPay Is The #1 Choice For Collectibles & Antiques Merchant Services.
- Instant Online Quote. When you submit your application, you’ll get an instant price quote to DocuSign. No offline paperwork, no faxes, no waiting.
- Industry Minimum Pricing. You will automatically receive Industry Minimum Pricing in your online quote. No more frustrating haggling with sales reps.
- USA-Based Customer Support. When you call or email, you’ll always speak to our friendly support team, based in Houston, TX.
Antiques & Collectibles Credit Card Processing
Why We Proudly Accept Antiques and Collectibles Businesses (Even When Many Processors Don’t)
Many credit card processors do not accept antiques and collectibles businesses, primarily for two reasons: (1) The first is that the nature of the products sold (e.g. stamps, coins, or antiques) are typically high dollar items. These goods are often the target of fraud wherein customers will purchase the item, initiate a chargeback, and attempt to resell it on the open market. Alternatively, fraudsters use stolen credit cards to purchase goods to resell, and the legitimate credit card owner initiates the chargeback. (2) Second, the authenticity of products sold by antiques and collectibles businesses can be disputed. Consequently, the potential for a swindling merchant to sell fraudulent goods is a chargeback risk. Due to these risks, many credit card processors to decline to do business with the entire antiques and collectibles industry.
Soar Payments, by contrast, has been proud to serve the collectibles and antique stores since our company’s inception. Our extensive relationships with credit card processors and sponsor banks who specialize in underwriting businesses with increased chargeback exposure, enables us to confidently support antiques and collectibles shops. Moreover, our fully integrated chargeback and fraud prevention solutions, uniquely position Soar Payments to help protect our merchants from some of the inevitable risks endemic to this industry.
Questions? Call Our Team: 1 (888) 225-9405
Types Of Antiques & Collectibles Merchant Accounts
A retail merchant account for antiques and collectibles enables businesses to accept face-to-face debit and credit card payments via a traditional credit card machine or point of sale system.
Ideally suited to a storefront or retail setting with reliable internet access, retail antiques and collectibles credit card processing accounts typically have the lowest chargeback and fraud risk and as a result are afforded the lowest credit card processing pricing.
A mobile merchant account for collectibles and antiques enables your business to accept face-to-face credit and debit card payments via a swiper (included with each account) that plugs into your mobile phone or iPad.
Appropriate for businesses that frequently conduct face-to-face sales outside of a storefront, such as comic book or coin vendors selling at conventions, mobile accounts are priced similarly to retail, due to their lower chargeback risk.
Also called a payment gateway merchant account, a virtual terminal enables businesses to accept payments over the phone, via mail, or typed into a computer (without needing outside equipment).
An antiques or collectibles payment gateway account is ideal for businesses that accept payments over the phone, or via mail order. Virtual terminal payments are particularly vulnerable to fraud, therefore Soar Payments offers integrated chargeback protection.
An eCommerce collectibles and antiques merchant account allows you to accept credit card payments via your website’s online shopping cart.
Our eCommerce credit card processing accounts integrate seamlessly with most major payment gateways and shopping cart software, making setup simple. Online collectibles payments are vulnerable to fraud and chargebacks, consequently, we offers pre-integrated fraud protection technology.
Frequently Asked Questions
- What types of antiques and collectibles industry businesses do you accept?
Soar Payments accepts a wide range of retail, eCommerce and mobile-based companies within the antiques and collectibles industries. These include antiques and fine furniture, antiquities, coins, comic books, stamps, sports cards, pottery and glassware, figurines, political and sports memorabilia stores, and many other categories of collectibles and antiques.
- Is there a transaction ceiling for collectible and antiques merchant accounts?
We know that fine antiques and collectibles often cost thousands if not tens of thousands of dollars, and being able to accept credit card payments ensures your business can complete sales it might not otherwise make. Therefore, we let you tell us how much your high ticket products cost when you apply for a merchant account, and when an underwriter reviews your application, it will be reviewed with your business’ specific transaction ceiling in mind.
- What chargeback and fraud protection technology do you offer to protect my business?
We offer all of our clients a full range of chargeback and fraud prevention technology, however, collectibles and antiques businesses face unique risks, and therefore we offer them customized solutions.
Collectibles and antiques businesses need a robust system in place to prevent fraudsters from using stolen credit cards. For example, your eCommerce collectibles business may be targeted by criminals using stolen credit cards who attempt to purchase valuable coins, comic books, or baseball cards in an attempt to pawn or resell them elsewhere. Identifying the actual identity of the person making the purchase and making sure it matches their credit card is therefore integral for collectibles and antiques businesses. To address that need, we offer collectibles and antiques businesses a specialized payment gateway which positively identifies the person making the purchase, and makes sure it matches the credit card’s owner. Not only does this minimize fraud, it also better ensures that your business is successful in the event that a chargeback dispute arises.
How Does The Application Process Work?
Step 1. Apply Online
Complete the online application process (it takes 5 minutes). Click here to begin.
Step 2. Get An Instant Quote
You’ll instantly receive a quote with Industry Minimum Pricing to DocuSign.
Step 3. Start Accepting Payments
Our Houston based Customer Support Team will help you get set up, fast and easily.
Click Here to Apply Online Now. It takes about five minutes, and you’ll receive an instant price quote to DocuSign.