High Risk Merchant Accounts - Soar Payments

High Risk? No Problem!

We provide merchant accounts for hard to place & high risk businesses.

Merchant Services For Hard To Place & High Risk Businesses

Why Should I Choose Soar Payments?

Because Every Client Gets Our Three Guarantees

Instant Online Quote

When you submit your application, you’ll get an instant price quote to DocuSign. No offline paperwork, no faxes, no waiting.

USA-Based Customer Service

You will automatically receive Industry Minimum Pricing in your online quote. No more frustrating haggling with sales reps.

​Industry Minimum Pricing

When you call or email, you’ll always speak to our friendly support team, based in Houston, TX.

How Does The Application Process Work?

  1. Apply Online
    Complete the online application process (it takes 5 minutes). Get Started
  2. Get An Instant Quote
    You’ll instantly receive a quote with Industry Minimum Pricing to DocuSign.
  3. Start Accepting Payments
    Our Houston, Texas based Customer Support Team will help you get set up. We’ll make it fast and easy.

The Payments & Fintech Podcast

Our podcast explores the fast-changing world of payments and fintech through interviews with thought leaders around the world. From credit card processing to bitcoin, and digital banks to finance software… we cover it all!

Accept Retail, Mobile, Virtual Terminal or eCommerce Payments

Retail Payments

Retail businesses can choose from a traditional credit card terminal, wireless, or point of sale system. Whatever you choose, our retail merchant accounts will have you accepting credit and debit cards faster, and for less.

Mobile Payments

​Want “on the go” mid or high risk credit card processing? Our mobile pay options are for you. Choose between iPad or mobile phone credit card swipers, compatible with both iPhone and Android devices.

Virtual Terminal Payments

Accepting payments over the phone, mail or typed in on your laptop  is easy with our virtual terminal merchant accounts.  No equipment needed. Just log in to your virtual terminal, and type in the customer’s credit card.

eCommerce Payments

Selling online? Our easy to use payment gateways are compatible with, and simply plug in to most major shopping carts. Our mid and high risk merchant accounts are streamlined for eCommerce businesses.

Soar Payments Makes Integration Easy

What Business Owners Are Saying About Us

“Amazing, responsive, extremely professional and informative through the application process”

Jessica Morales

“Soar Pay tried their best to help us out. Thank You.”

Chris Hatton

“Great to work with and saved us money!”

Cristina Allan

“Great place to go for high risk merchant services! I love the consistent communication and how each day during the approval process I was updated on the status of my application.”

Lynnette Mitchell-Grady