Merchant Accounts For Caterers & Catering Businesses

The Best Merchant Account For Hard To Place & High Risk Businesses In The Catering Industry

Why Are We #1? Because every client gets three guarantees (whether your business specializes in catering for large-scale corporate events, or for luxurious weddings and personal events):

  1. Instant Online Quote. When you submit your application, you’ll get an instant price quote to DocuSign. No offline paperwork, no faxes, no waiting.
  2. Industry Minimum Pricing. You will automatically receive Industry Minimum Pricing in your online quote. No more frustrating haggling with sales reps.
  3. USA-Based Customer Support. When you call or email, you’ll always speak to our friendly support team, based in Houston, TX.

Click Here to Apply Online Now. It takes about five minutes, and you’ll receive an instant price quote to DocuSign.


Questions? Contact Sales: 1 (888) 225-9405


Frequently Asked Questions

Here are common questions specific to catering merchant accounts:

What types of catering industry businesses do you accept?

Soar Payments accepts a wide range of caterers and catering industry businesses. These include micro and small businesses, as well as mid-sized and large corporate businesses. Catering merchants may provide food service at hotels, hospitals, aircrafts, cruise ships, parks, filming sites or studios, entertainment sites, or event venues; as well as for corporate functions, weddings, and faith-related events.

To be approved, your catering business must prove it can maintain a chargeback ratio below 2%. Applicants with a history of chargeback ratios exceeding 3% cannot be approved. Additionally, your business must be located, and operate, solely within the United States of America. The business owner must also be a US citizen or valid visa holder.

Finally, caterers may be asked to supply copies of any marketing materials (e.g., business website, Facebook page, flyers, mailers). Applicants may also be asked to provide a pricing sheet if this is not available online (e.g., a menu or list of services & rates).


Does a Soar Payments merchant account allow for payment of an advance reservation or deposit? How about preauthorizations?

We understand that it is important for cash flow and operational reasons that your catering business be able to accept deposits or advance reservation payments. A Soar Payments merchant account will allow deposits or reservation payments for up to one full year in advance. Reservations or deposits may not be transacted in excess of one year in advance, and transactions may not have a payment plan that exceeds 12 months.

Merchants may preauthorize a customer’s card within their gateway or terminal of choice, and settle the full payment after the service is fulfilled. We highly suggest that all merchants communicate this process to their customers, and obtain payment authorization agreements, to avoid any false chargebacks due to the customer trying to avoid covering the payment.


What types of catering merchant accounts does Soar Payments offer?

Soar Payments offers a full-spectrum of merchant services to caterers and similar businesses. These include:

  • Retail: A retail merchant account enables businesses to accept face-to-face debit and credit card payments via a traditional credit card machine or point of sale system.
  • Mobile: A mobile merchant account enables your business to accept face-to-face credit and debit card payments via a swiper (included with each account) that plugs into your mobile phone or iPad.
  • Virtual Terminal: Also called a payment gateway merchant account, a virtual terminal enables businesses to accept payments over the phone, via mail, or typed into a computer (without needing other equipment).
  • eCommerce: An eCommerce merchant account allows you to accept credit card payments via your website’s online shopping cart.

Have another question? Click here to view the extended list of our Frequently Asked Questions.


Questions? Contact Sales: 1 (888) 225-9405


How Does The Application Process Work?

Step 1. Apply Online

Complete the online application process (it takes 5 minutes). Click here to begin.

Step 2. Get An Instant Quote

You’ll instantly receive a quote with Industry Minimum Pricing to DocuSign.

Step 3. Start Accepting Payments

Our Houston based Customer Support Team will help you get set up, fast and easily.

Our friendly Customer Support Team is standing by to approve your application:

Apply Now

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