High Risk Merchant Accounts - Soar Payments


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The #1 Merchant Account For eCommerce Businesses

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Why Should I Choose Soar Payments?

Why Are We #1? Because Every Mid & High Risk Business Gets Our Three Guarantees: 

  • 1Instant Online Quote. When you submit your application, you’ll get an instant price quote to DocuSign. No offline paperwork, no faxes, no waiting.
  • 2Industry Minimum Pricing. You will automatically receive Industry Minimum Pricing in your online quote. No more frustrating haggling with sales reps.
  • 3USA-Based Customer Support.When you call or email, you’ll always speak to our friendly support team, based in Houston, TX.

Our friendly Customer Support Team is standing by to approve your application:

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Questions? Call Our Team: (888) 225-9405

How Does The Application Process Work?

Step 1.  Apply OnlineComplete the online application process (it takes 5 minutes). Click here to begin!

Step 2.  Get An Instant QuoteYou’ll instantly receive a quote with Industry Minimum Pricing to DocuSign.

Step 3.  Start Accepting PaymentsOur Houston based Customer Support Team will help you get set up. We’ll make it fast and easy. 

Accept Retail, Mobile, Virtual Terminal or eCommerce Payments

Soar Payments offers a full spectrum of merchant accounts to mid and high risk businesses. These include:


Retail businesses can choose from a traditional credit card terminal, wireless, or point of sale system. Whatever you choose, our retail merchant accounts will have you accepting credit and debit cards faster, and for less. 

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Want “on the go” mid or high credit card processing? Our mobile pay options are for you. Choose between iPad or mobile phone credit card swipers, compatible with both  iPhone and Android devices. 

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Virtual Terminal

Accepting payments over the phone, mail or typed in on your laptop  is easy with our virtual terminal merchant accounts.  No equipment needed. Just log in to your virtual terminal, and type in the customer’s credit card. 

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Selling online? Our easy to use payment gateways are compatible with, and simply plug in to most major shopping carts. Our mid and high risk merchant accounts are streamlined for eCommerce businesses.

Apply Now

Questions? Call Our Team: (888) 225-9405

We are standing by to approve your application:

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Soar Payments Philosophy – A Note From Our CEO

Hi, I’m Adam Carlson, the CEO of Soar Payments. The best part of working in the payments industry is all of the wonderful, hard-working business owners I meet.

I believe a successful business is built on relationships, service, and trust. As such, I welcome the opportunity to earn your business.

The Three Guarantees below are not just “marketing speak”: these guarantees are internal commitments, which we use to ensure that every client receives incredible value. 

If there’s anything I can do to help make your decision easier, please don’t hesitate to get in touch.

Best,Adam Carlson – CEO

The Payments & Fintech Podcast

The latest happenings in the worlds of payments and fintech impact all kinds of businesses and industries. If you want to offer your customers the best experience around payments, or just want to learn about financial services that could help your business... PayPod: The Payments And Fintech Podcast has you covered!

Each episode, you’ll hear an interview directly with a leader from the payments and fintech industries. We talk with fintech entrepreneurs, security experts, mobile developers, eCommerce pros, and more…

From credit card processing to bitcoin… from retail POS systems to cutting edge digital payments tech… merchant accounts and mobile checkout… we cover it all!

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Our podcast explores the fast-changing world of payments and fintech through interviews with thought leaders around the world. From credit card processing to bitcoin, and digital banks to finance software… we cover it all!